The Money Guy Show | Investing, Tax, Estate, Retirement, Insurance, Spending, Saving, And Wealth Building Advice

Next week is Thanksgiving.  Thanksgiving is a great time to catch-up with friends and family, but I am worried that this year’s big point of discussion is going to be the economy and the stock market.  In this volatile time I wanted to provide you with some objective and analytical data that will help you […] Read more at http://www.moneyguy.com/2008/11/unusual-times-require-creative-solutions  Learn more about your ad choices. Visit megaphone.fm/adchoices

With all of the doom and gloom in the financial markets right now, surely you are asking: why in the world would I be talking about spending money? Especially when shows over the past few weeks have been concerned with ways to save money! Even bad situations can have a good side.  In this economy […] Read more at http://www.moneyguy.com/2008/11/how-to-spend-a-little-money  Learn more about your ad choices. Visit megaphone.fm/adchoices

Life insurance is one of the most controversial and, in my opinion, convoluted personal finance topics today. Even once you get past the eternal debate of term vs. permanent life insurance, then you must move on to determining how much life insurance you need, what method do you use to calculate that amount, and who […] Read more at http://www.moneyguy.com/2008/11/unusual-times-require-creative-solutions  Learn more about your ad choices. Visit megaphone.fm/adchoices

We have been riding this wave of volatility long enough that 7%-9% market swings do not have the same shock and awe impact they had a few weeks ago.  This acceptance of the wild swings has provided me with an opportunity to step away from the initial emotional feelings that came from this roller coaster…. […] Read more at http://www.moneyguy.com/2008/10/time-to-buy-buffett-vs-cramer  Learn more about your ad choices. Visit megaphone.fm/adchoices

Last show we talked about the silver lining of a financial crisis. This week I talk about the special opportunities that these down markets can offer. More specifically, if you did not catch it from the title of this post, I am talking about harvesting tax losses. More than likely, and probably by no fault […] Read the rest at http://www.moneyguy.com/2008/10/thanksgiving-around-the-corner-time-to-harvest  Learn more about your ad choices. Visit megaphone.fm/adchoices

What a week! Actually, what a past couple of weeks! Obviously, it wouldn’t be too hard to harp on all of the bad stuff going on right now. So, instead of doing that, I would like to focus on some of the silver lining and maybe some of the positive things that could come out […] Read more at http://www.moneyguy.com/2008/10/the-silver-lining-of-a-financial-crisis/ Learn more about your ad choices. Visit megaphone.fm/adchoices

So this is the question of the hour: What is going on? Or maybe the better question is: What got us into this mess? The real answer is a perfect storm with many moving parts acting together to drag down the financial markets. The more simple answer, although not necessarily the entire cause, is leveraged […] Read more at http://www.moneyguy.com/2008/09/news-nightmares-bank-debacles  Learn more about your ad choices. Visit megaphone.fm/adchoices

For most parents, saving for their child’s education is always a priority. With the volatility and uncertainty in today’s market, it has become a priority that is not so easy to fund. Most would agree that a hundred dollars here or a hundred dollars there, while not providing a full ride, would definitely help out. […] Read more http://www.moneyguy.com/2008/09/cheese-grits-and-college-savings-black-holes-and-helocs  Learn more about your ad choices. Visit megaphone.fm/adchoices

In tight economic times charities are often hit with increasing needs from the individuals who require their services. To make matters worse, generous donors are struggling with their own financial issues resulting in less donations to their favorite charities. In times like this both donors and charitable organizations have to adapt and become more creative […]  Read more at http://www.moneyguy.com/2008/08/tax-smart-and-creative-ways-to-better-the-world  Learn more about your ad choices. Visit megaphone.fm/adchoices

Today’s show is a grab-bag of goodies. If you keep up with pop-culture, you’ve probably come across the show Extreme Makeover Home Edition. If you’re not familiar with this show, they select a family in need and makeover their home. One family they selected actually lived about fifteen minutes away from me, so when I […] Read more http://www.moneyguy.com/2008/08/fairy-tale-foreclosure-how-a-planner-works-and-dark-knight-review  Learn more about your ad choices. Visit megaphone.fm/adchoices

The mutual fund universe is larger than ever and there are no signs of it slowing down. With more funds, more information, and easier access to this information, how can you go about selecting solid funds that are going to assist you in achieving your life goals? With help from InvestorWords and BusinessDictionary, let’s begin […] Get more information at http://www.moneyguy.com/2008/07/selecting-mutual-fund  Learn more about your ad choices. Visit megaphone.fm/adchoices

We have a special treat for you on this installment of the Money Guy Show! I usually don’t have guests on the show, but today we’re fortunate to be joined by Liz Weston. As many of you will attest, Liz is an award-winning, nationally syndicated personal finance columnist with a unique gift for simplifying complex […] Read more at http://www.moneyguy.com/2008/07/liz-weston-loaded-celebrity-interview  Learn more about your ad choices. Visit megaphone.fm/adchoices

Our banking system’s clearly under a lot of stress at the moment. Coming off a decade of aggressive mortgage lending, the system’s troubles have been compounded by a sputtering economy and retreating stock market. As an investor, you need to be smart about insulating yourself from the system’s problems. While I don’t want to be alarmist, a little effort now on your part could pay significant dividends down the road. If nothing else, you’ll sleep better with the knowledge that you’ve assessed your exposure and taken appropriate action. For more, visit the show notes on our site at http://www.moneyguy.com/2008/07/protecting-yourself-u-s-banking-system-under-stress  Learn more about your ad choices. Visit megaphone.fm/adchoices

Pick your economic worry — there’s more than enough to go around: mortgage crisis? faltering U.S. economy? government deficits? skyrocketing oil prices? geo-political instability? rising inflation rates? As a financial planner, I see and feel the anxiety that my clients are experiencing. For most, the anxiety peaks each quarter with the arrival of their once-welcomed, […] Learn more about your ad choices. Visit megaphone.fm/adchoices

"If Thomas Jefferson thought taxation without representation was bad, he should see how it is with representation." – Anonymous Deferring taxes has always been a bedrock principle of retirement planning. The logic is simple: why would anyone pay the government now when tax-deferred accounts allow you to delay your obligation for 15, 25, and maybe […] Learn more about your ad choices. Visit megaphone.fm/adchoices

"Any man can be a father, but it takes a special person to be a Dad." – Anonymous Since we celebrated Father’s Day this past weekend, I thought it’d be fun to discuss how parents can help their children grow up to be financially responsible adults. Building on the ideas of Clark Howard, Dave Ramsey, […] Learn more about your ad choices. Visit megaphone.fm/adchoices

I think a lot about our culture and how the virtues of frugality and simplicity seem to have been forgotten by many of us. As never before, the popular media show us how ultra-wealthy athletes, entertainers, and business titans live, travel, eat, and dress. Combined with easy credit and a "want-it-now" mindset, we’ve started to […] Learn more about your ad choices. Visit megaphone.fm/adchoices

Professional financial planning is built on a foundation of trust. You entrust not just your money but also your hopes and dreams with an adviser and planner like me. Above all, you want your planner acting with your best interests at heart. And yet, Shakespeare’s famous advice — "Love all, trust a few" — rings […] Learn more about your ad choices. Visit megaphone.fm/adchoices

Love him or not, Dave Ramsey is a financial planning phenomenon. Consider his popularity: Ramsey’s syndicated radio program, The Dave Ramsey Show, is heard on over 325 radio stations throughout the United States and Canada. Besides being a radio personality, he’s written almost 15 books, three of which have been on the New York Times […] Learn more about your ad choices. Visit megaphone.fm/adchoices

Through my years as a financial planner, I’ve worked with a lot of couples and, unfortunately, seen many of the same money mistakes over and over again. Disappointing, yes … but also a sign that good advice for couples could help many families dodge these common investing pitfalls. In a recent article on Bankrate.com, Dana […] Learn more about your ad choices. Visit megaphone.fm/adchoices