Mark H. Smith's Podcast

NCUA has proposed a major change in the capital requirements. A risk based capital requirement similar to other types of financial institutions is proposed for credit union over $50 million assets. In this webinar we will review the proposed requirements and their potential impact on credit unions. In this chapter, Mark covers the following: * What to Do Now * Summary

NCUA has proposed a major change in the capital requirements. A risk based capital requirement similar to other types of financial institutions is proposed for credit union over $50 million assets. In this webinar we will review the proposed requirements and their potential impact on credit unions. In this chapter, Mark covers the following: * Scenarios & Questions

NCUA has proposed a major change in the capital requirements. A risk based capital requirement similar to other types of financial institutions is proposed for credit union over $50 million assets. In this webinar we will review the proposed requirements and their potential impact on credit unions. In this chapter, Mark covers the following: * Net Worth & RBC Requirements to be considered well-capitalized * Examples of Risk Weights By Category * Definition of Weighted Average Life of Investments (WALI) * Definition of the Risk-Based Capital Numerator (Total Capital)

NCUA has proposed a major change in the capital requirements. A risk based capital requirement similar to other types of financial institutions is proposed for credit union over $50 million assets. In this webinar we will review the proposed requirements and their potential impact on credit unions. In this chapter, Mark covers the following: * Characteristics of The RBC Proposal * Proposed Loan Categories * Investment Categories * Other Categories of Assets & Assets Risk-Weighted @ 0%

NCUA has proposed a major change in the capital requirements. A risk based capital requirement similar to other types of financial institutions is proposed for credit union over $50 million assets. In this webinar we will review the proposed requirements and their potential impact on credit unions. In this installment, Mark covers the following: * Welcome to Preparing for Risk-Based Capital * What is Proposed? * NCUA proposes to implement a risk-based capital (RBC) criteria. * Why is NCUA proposing RBC? * NCUA’s List of Major Risks Faced By Credit Unions

Presentation Description: In this presentation, we will present the credit union's leveraged balance sheet and demonstrate the interaction of the balance sheet and impact on net interest income. We will present the two most common approaches to estimating interest rate risk, income simulation, and net economic value. We will also explore the concept of liquidity risk and the basic methodologies for estimating this risk.

Presentation Description: In this presentation, we will present the credit union's leveraged balance sheet and demonstrate the interaction of the balance sheet and impact on net interest income. We will present the two most common approaches to estimating interest rate risk, income simulation, and net economic value. We will also explore the concept of liquidity risk and the basic methodologies for estimating this risk. Part 5 Description: * Introduction to the basic analytical tools used to estimate and manage balance sheet risks

Presentation Description: In this presentation, we will present the credit union's leveraged balance sheet and demonstrate the interaction of the balance sheet and impact on net interest income. We will present the two most common approaches to estimating interest rate risk, income simulation, and net economic value. We will also explore the concept of liquidity risk and the basic methodologies for estimating this risk. Part 4 Description: Identifying four significant ALM-related risks that impact the solvency and viability of the credit union

Presentation Description: In this presentation, we will present the credit union\'s leveraged balance sheet and demonstrate the interaction of the balance sheet and impact on net interest income. We will present the two most common approaches to estimating interest rate risk, income simulation, and net economic value. We will also explore the concept of liquidity risk and the basic methodologies for estimating this risk. Part 3 Description: * Defining ALM and the responsibilities imposed on the credit union’s volunteers and staff

Presentation Description: In this presentation, we will present the credit union\'s leveraged balance sheet and demonstrate the interaction of the balance sheet and impact on net interest income. We will present the two most common approaches to estimating interest rate risk, income simulation, and net economic value. We will also explore the concept of liquidity risk and the basic methodologies for estimating this risk. Part 2 Description: * Examination of the nature of financial leverage and its impact on Net Income and Capital

Presentation Description: In this presentation, we will present the credit union\'s leveraged balance sheet and demonstrate the interaction of the balance sheet and impact on net interest income. We will present the two most common approaches to estimating interest rate risk, income simulation, and net economic value. We will also explore the concept of liquidity risk and the basic methodologies for estimating this risk. Part 1 Description: * Review of the nature of a financial institution’s balance sheet. * Discussion of how the balance sheet functions, how earning are made, and how capital is accumulated.