Ez$ Podcasthosted By Zak Leedom, Cfp®

Adam welcomes Jon Ostenson of FranBridge Consulting to discuss the ins and outs of investing in non-food franchises! Jon shares more about how he accidentally found himself in this sector, and why specifically he decided on the non-food side of franchise investment.  As Founder and CEO of FranBridge, Jon has had many entrepreneurs approach him about finding the best fit for their investment goals and has helped guide them through the process of deciding what will work best for them... and what are the most popular non-food franchises to work with?  Listen now to learn all that and more on The CASH Podcast!    https://franbridgeconsulting.com/  Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Google Podcasts: https://bit.ly/3QmGmMU  For more VIDEO podcasts like this one: https://bit.ly/3OagYrw  For more AUDIO podcasts: https://bit.ly/3PHXHzo  For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8

In this episode of The CASH Podcast, Adam is taking a look at a very simple question... Are your investments stressing you out?! The stock market can cause you a lot of stress throughout the year, including the feelings of opening a statement to see that you've lost money, or even the stress you feel BEFORE you even log in to your account! Listen now to learn more about how planning for retirement is a lot like building a house, and how long-term perspective can often result in a stress-free retirement.   Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Google Podcasts: https://bit.ly/3QmGmMU  For more VIDEO podcasts like this one: https://bit.ly/3OagYrw  For more AUDIO podcasts: https://bit.ly/3PHXHzo  For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u  For general financial educational ARTICLES: https://bit.ly/3aP0Ldn For more Real-Time Updates on the Economy and State of the Markets Fol

Adam welcomes friend and Insurance Agent Dan Brookman to discuss Tik Tok trends claiming to give financial advice.  A big one we have seen going around is a Tik Tok video on "how to build generational wealth by purchasing life insurance," but is it too good to be true?  Adam and Dan talk about how accurate a claim like that can be, how it ACTUALLY works, and what strategies to implement.   While it isn't all simple, you can learn the first 3 steps to get this set up and working for your family.   https://www.stolly.com/  Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Google Podcasts: https://bit.ly/3QmGmMU  For more VIDEO podcasts like this one: https://bit.ly/3OagYrw  For more AUDIO podcasts: https://bit.ly/3PHXHzo  For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u  For general financial educational ARTICLES: https://bit.ly/3aP0Ldn For more Real-Time Updates on the Economy and Stat

On this solo episode of The CASH Podcast, Adam is getting away from the financials and looking at one of the important things to us all... Time.  How much time do you have left?  And how are you going to make good use of that time?  This episode is a segment from Adam's "Health, Wealth, and Aging" presentation that he started to do at live events a few years back, and looks at how little time we actually have.  Adam talks about what our money buys us and how to better focus our time in a way that is powerful and produces real, material changes in your life.  Learn more about why the solutions are often perceived as the hard part, and why planning for retirement is like training for a marathon, and the data breaking down how retirees actively spend their time.     For the visuals, be sure to check out this episode on YouTube: https://youtu.be/H-TK2VrX0TY    Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Go

Adam welcomes Sky Goodwin and Ray Belfrage, Managing Principals of Fraxional CXO to chat about the many changes they're helping business owners navigate since The Great Resignation. Sky and Ray are both Lean Six Sigma Black Belts and experts in process improvement.  With their combined experience in Senior Leadership, Executive Consulting, and Business Analytics the duo has launched Fraxional CXO to help business leaders understand the concepts of believing, understanding and executing on their business goals.  Sky and Ray talk about the problems with salary and compensation since The Great Resignation and how that relates to employee retention.  They also share more about important key performance indicators they track, the importance of accountability at every level of an organization, and how to communicate expectations while still giving employees what they want.  Lastly, Sky and Ray tell Adam about the importance of exit interviews and how often the reason why you suspect somebody is leaving is not alwa

Adam welcomes  Brandon Caldwell, Senior Mortgage Advisor with Ruoff Mortgage to discuss rising interest rates and the changing mortgage market for residential purchases.  Brandon shares more about certain changes to regulation that make it more expensive for a qualified borrow to get a mortgage and more affordable for a less qualified borrower.  Brandon also talks more about loan level price adjustments and how they work during the mortgage process.  Given the prominence of new construction deals happening in the market Brandon explains those products and how they are trickier than you may anticipate.  Adam and Brandon also discuss some of the lesser utilized yet still viable products in today's market including Bank Statement Loans, No Doc Loans, and DSCRs.  Lastly, Brandon shares his advice to those who think they should wait until mortgage interest rates decline.   Email Brandon: B.Caldwell@ruoff.com  https://www.ruoff.com/BrandonCaldwell    Brandon Caldwell Senior Mortgage Advisor  Ruoff Mortgage, NMLS I

Adam welcomes Brian Butler, of President of Dublin Cleaners and New Albany Cleaners for another installment of the How I Built It Series.  Brian shares more about how he watched his parents rebuild his grandparents' struggling drycleaning business in the early 1980s as he worked along side them as a young boy.  Though Brian went out of his way to distance himself from the laundry and drycleaning industries once he hit his teenage years, he describes how he fell backwards into helping operate and eventually own the business 20 years ago.  While Brian was successful in turning the business around, he continued to grow by opening a second location in New Albany Cleaners.  Brian also talks more about the precipitous drop of 82% to his business during COVID, the fast adjustments he had to make, and how their business is fairing today almost 4 years later. https://www.dublincleaners.com/  Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spo

Adam welcomes Mark Fleming Jr, Managing Partner of MEMM Capital for another episode in the How I Built It series. A Columbus resident for most of his life, Mark is an entrepreneur that bootstrapped his company (Signature Closers LLC) to over $65 million in annual revenue and an eventual sale to Fortune 800 company, Stewart Title Company, in Feb '21. He recently founded Arena Technology Solutions with agroup of entrepreneurs that have started, scaled, and exited businessescombined with technology partners to offer solutions to middle marketcompanies and corporate innovation groups at largecompanies. MEMMCapital is his holding company that acquires and invests in established,operating businesses and he isalso a Co-Founder of TalentShare, a companythat connects collegiate athletes with the parents of youth athletes forcoaching and lessons through a marketplace and app. Adam and Mark chat about how Mark became an accidental serial entrepreneur after finding a niche and strong network in being a notary for real e

In this episode Adam delves into the deceptive practices of the financial and political news media, revealing how too much news consumption can manipulate and scare individuals into making poor financial decisions. Join Adam as he takes you on a journey through the historical market panics of the past few decades, starting from the infamous Y2K scare to SARS, Swine Flu, the China Stock Market Crash, and the recent COVID pandemic. By analyzing these pivotal moments, Adam uncovers the truth about their actual impact on the market as a whole. Adam looks further into the media's tactic of speculating on bad news, often prompting panic selling, and discouraging potential investors from participating in the market. Discover how these fear-based tactics have influenced your outlook on selling and investing, and learn how to break free from their grip. Adam wraps up the episode on a positive note, sharing uplifting news and highlighting the enduring resilience and positive trends within the markets. It's time to recl

Adam welcomes Corbin Schlatter, Owner of Weed Man Columbus for another episode in the "How I Built It" series. Corbin talks about how he found himself in lawn care initially, and how he and his wife Audrey built their business to a point where they could sell the business in order to focus on building a successful Weed Man franchise in Central Ohio.   After relocating from Defiance, OH to the Columbus area with 4 children under the age of 6 and zero customers Corbin and Audrey had a tall order before them in order to make their business work.  Thankfully the married couple knew the business and knew how to do the work in order to attract and retain customers for their Weed Man franchise quickly.  Listen now to learn more about the struggles they faced as young business owners with young children including an unfortunate incident product adopted for their services nearly ended their business and cost it's parent company $1 billion in damages and what ultimately saved the company. If you're an entrepreneur l

In this episode of The CASH Podcast, host Adam Koos delves into the intriguing question, "Is the Market Crash Over?" By examining historical market crashes from the 1950s to the 2000s, Adam provides valuable insights into their durations and impacts. Adam introduces a key indicator - the crossing of the 13-week average below the 34-week average - and explores its potential implications for the market. Understanding this relationship can offer crucial insights for investors. Additionally, Adam explores various data indicators that can serve as useful signals for identifying opportune moments to invest. By identifying these indicators, listeners can gain a wiser perspective on when to consider investment decisions.   Don't forget to rate our show 5 stars and subscribe so you never miss an episode of The Cash Podcast. Please be sure to check out this episode on YouTube! https://bit.ly/3OagYrw   Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: htt

Adam welcomes Tim Rink, Founder of HTI Inc. for another episode in the "How I Built It" series.   Tim's passion for audiology and hearing loss was sparked by a loud car he had as a young man. He talks about how this experience led him on his path to learning more about hearing loss and audiology, and eventually led him to start his own company. We dive into how OSHA adopting the "Hearing Conservation" approach opened up new opportunities for HTI, and how Tim set up a mobile hearing testing business.  Eventually, Tim found that information management was a key to success for his business.   Tim also shares his decision to sell a piece of his business early on, and why it paid off for him in the end. If you're an entrepreneur looking for inspiration and insight into building a successful business, this is an episode you don't want to miss. Don't forget to rate our show 5 stars and subscribe so you never miss an episode of The Cash Podcast. Please be sure to check out this episode on YouTube! https://bit.ly/3Oa

Adam has been hearing all about the "weed stonks" as his kids call it... So given the 4/20 holiday happening this week, Adam is briefly going over the state of the market as it pertains to cannabis stocks.  With so many large dips from cannabis stock highs in 2020 and 2021, should you invest in cannabis or avoid it all together?  Listen now to learn more!  Please be sure to check out this episode on YouTube! https://bit.ly/3OagYrw   Libertas Wealth: https://bit.ly/3HpmN2o  Subscribe on iTunes:  https://apple.co/3NQHjeO  Subscribe on Spotify: https://spoti.fi/3aTTCse  Subscribe on Google Podcasts: https://bit.ly/3QmGmMU  For more VIDEO podcasts like this one: https://bit.ly/3OagYrw  For more AUDIO podcasts: https://bit.ly/3PHXHzo  For educational VIDEOS and Stock Market Updates: https://bit.ly/3O8Yo3u  For general financial educational ARTICLES: https://bit.ly/3aP0Ldn  For more Real-Time Updates on the Economy and State of the Markets Follow Adam Koós on Twitter @AdamKoos: https://bit.ly/3tzccwk  Or follow Ada

Adam welcomes his friend John Haas, Owner and Operator of Haas Painting Company in Dublin, Ohio for another installment of the "How I Built It" series.  John shares more about what led him down the path to starting his own business, and what steps he took to make it a reality (not realizing he accidentally started taking those steps in high school).  Now coming up on ten years as a business owner, John and Adam talk more about what helped John to become successful.  From how long it took him to feel like he was able to breathe again financially, to initial struggles with delegation, and his one piece of advice for aspiring business owners, this deep dive into business building is not one to miss!   https://haaspaintingcompany.com/   Please be sure to check out this episode on YouTube! https://bit.ly/3OagYrw     Libertas Wealth: https://bit.ly/3HpmN2o    Subscribe on iTunes:  https://apple.co/3NQHjeO    Subscribe on Spotify: https://spoti.fi/3aTTCse    Subscribe on Google Podcasts: https://bit.ly/3QmGmMU 

On this episode of The CASH Podcast, Adam is getting all caught up in the March Madness. Preparing to win is what a makes a good basketball team (and a good investor), but what can our March Madness picks tell us about our investment philosophy?  While you can't approach investing (or your bracket) with a discount philosophy, the odds of picking the perfect bracket or investment strategy is nearly impossible.  Listen now to learn more about why the top seeded teams tend to be the safest picks, and if you should even pay attention to bracket busters or Cinderella teams!         Please be sure to check out this episode on YouTube! https://bit.ly/3OagYrw     Libertas Wealth: https://bit.ly/3HpmN2o    Subscribe on iTunes:  https://apple.co/3NQHjeO    Subscribe on Spotify: https://spoti.fi/3aTTCse    Subscribe on Google Podcasts: https://bit.ly/3QmGmMU    For more VIDEO podcasts like this one: https://bit.ly/3OagYrw    For more AUDIO podcasts: https://bit.ly/3PHXHzo    For educational VIDEOS and Stock Market Updat

Adam welcomes Perry Maughmer, Founder of Rentless Leadership and Potential Leader Lab to discuss the idea of what entrepreneurs should be looking for when considering a succession partner.  Perry has helped numerous business leaders transform their approach to managing and growing their businesses with practices and principles nurtured through his professional relationships and peer advisory group.  From learning to be more collaborative and letting your employees drive your business to the question "what could I do that would cause you to quit?" Perry shares more about becoming a more successful, happy leader.   https://www.potentialleaderlab.com/   Please be sure to check out this episode on YouTube! https://bit.ly/3OagYrw     Libertas Wealth: https://bit.ly/3HpmN2o    Subscribe on iTunes:  https://apple.co/3NQHjeO    Subscribe on Spotify: https://spoti.fi/3aTTCse    Subscribe on Google Podcasts: https://bit.ly/3QmGmMU    For more VIDEO podcasts like this one: https://bit.ly/3OagYrw    For more AUDIO podca

Welcome to The CASH Podcast with Adam Koos! In this episode, we're talking about one of the most important questions in investing: how to outperform the stock market. Adam shares his insights on how to avoid home country bias, invest in international stocks, and why the pendulum may swing back towards overseas markets. First up, Adam takes a closer look at home country bias in the stock market. He discusses how countries tend to invest more heavily in their own stock indexes, and the implications of this for investors. He also breaks down the domestic equity allocation % of total equity, and why it's important to be aware of this figure when investing in the stock market. Next, Adam discusses when the good times to own international stocks are, and what the differences are between international stock indexes and the United States stock index. He delves into the reasons why US markets have outperformed overseas markets for the last 15 years, and why this trend may be about to change. Finally, Adam shares his t

Adam welcomes Ryan Miller, Co-Founderr of M2 Marketing, a company in the space of website design, content management and graphic design.  After a successful football with Ohio State University, culminating in a Rose Bowl win in 1997, Ryan found himself in a unique position as a radio host and broadcast personality.  However, always wanting more, Ryan reenrolled in the Ohio State to pursue an MBA in an effort to build his own business.  While still attending college, Ryan and fellow OSU alumni Megan McCabe, launched M2 Marketing and have been building ever since.  Hear more about Ryan's journey of transitioning from a successful athlete, to media personality, to marketing mogul.  Contact Ryan:  https://m2marketing.com/    Please be sure to check out this episode on YouTube! https://bit.ly/3OagYrw     Libertas Wealth: https://bit.ly/3HpmN2o    Subscribe on iTunes:  https://apple.co/3NQHjeO    Subscribe on Spotify: https://spoti.fi/3aTTCse    Subscribe on Google Podcasts: https://bit.ly/3QmGmMU    For more VIDE

Adam welcomes friend and Fractional CFO John Aman of B2BCFO to discuss his capacity in helping business owners across the country sell their business and successfully transition ownership.  2/3rds of business owners aren't prepared to sell their business, and a whopping 80% of owners who go to market never end up selling their business.  John looks at the selling process as "staging the house" as he looks to increase the enterprise value of the business.  John has taken on this line of work for deeply personal reasons, and looks to help CEOs and Owners navigate the complexities and common problems they may experience while selling.  With so many owners unsure on what the other side of business ownership looks like, John explains the benefits of getting your house in order now, even if you don't plan on selling any time soon.  Connect with John 614-554-0733 JohnAman@B2BCFO.com  Please be sure to check out this episode on YouTube! https://bit.ly/3OagYrw     Libertas Wealth: https://bit.ly/3HpmN2o    Subscri

Adam welcomes guests Jason and Tim Ault, Co-Founders of Coffman Media of Ohio and Florida.  The generational ambition and entrepreneurial spirit of this father/son team has helped propel them to a leader among those in digital signage solutions. Starting as a traditional signage company and pivoting their way through world changing events such as covid, finding technological improvements and the ability to think outside the box were essential for Jason and Tim.  Hear more about the struggles of finding work/life balance, the unique situation of being a father/son team, and what they attribute their success to. https://www.coffmanmedia.com/  614-389-3456   Please be sure to check out this episode on YouTube! https://bit.ly/3OagYrw     Libertas Wealth: https://bit.ly/3HpmN2o    Subscribe on iTunes:  https://apple.co/3NQHjeO    Subscribe on Spotify: https://spoti.fi/3aTTCse    Subscribe on Google Podcasts: https://bit.ly/3QmGmMU    For more VIDEO podcasts like this one: https://bit.ly/3OagYrw    For more AUDI