Ft Money Show

Royal Mail shares start trading this week after unprecedented public interest. Have the changes to the way financial products are sold made any difference to the customer experience? And why many ethical funds are not quite what they seem.  See acast.com/privacy for privacy and opt-out information.

Saving schemes for employees - will the next phase be a success? Passive investment funds - are they still the cheapest option? And why aren't banks signing up to the government's Help to Buy plan?  See acast.com/privacy for privacy and opt-out information.

Student housing - are traditional terraced properties still a good buy? Small caps - why are they outperforming larger companies. And changing your bank, have you been convinced yet?  See acast.com/privacy for privacy and opt-out information.

The government starts to sell its stake in Lloyds - but will the public get a look in? As higher education costs rise we look at what the future might hold. And why manorial rights could be more than mere bragging rights.  See acast.com/privacy for privacy and opt-out information.

Royal Mail privatisation - could the flotation mean good news for investors? The Bank of England and the markets have radically different views about when interest rates will rise. Who has got it right? And the financial regulator faces fresh calls to intervene in the £15bn-a-year annuity market.  See acast.com/privacy for privacy and opt-out information.

Vodafone's blockbuster deal - what it means for individual shareholders. Why there is less choice these days in self-invested pensions. And the unusual asset classes that have trounced shares, bonds and property  See acast.com/privacy for privacy and opt-out information.

First-time buyers are back - but is it good news or not. How advisers are using computer games to get you to engage with your investments. And property syndicates - should we be clubbing together?  See acast.com/privacy for privacy and opt-out information.

Gold is in the headlines again - but is it an insurance against disaster or a volatile fringe asset? Gilts are up - does this mean recovery is on the way? And if banks are right that cash is on its way out - what is going to take its place?  See acast.com/privacy for privacy and opt-out information.

Easier access to mortgages for the self-employed - but should we worry about reckless lending? How we can fix the looming pensions crisis? And the competition hots up in current accounts.  See acast.com/privacy for privacy and opt-out information.

What the Bank of England’s forward guidance means for you, the options for investing in commercial property and the government’s consultation on reforms to childcare.  See acast.com/privacy for privacy and opt-out information.

Celebrities are after your money to back their pet projects - should you trust them? Why the wealthy are growing less interested in avoiding tax. And how the new rules on paying for financial advice aren't quite working out as planned.  See acast.com/privacy for privacy and opt-out information.

Funding for Lending one year on - what has the impact been for savers and borrowers? Peer-to-peer lending - higher risks, but also higher rewards. And how the odds of winning the premium bonds just got lighter.  See acast.com/privacy for privacy and opt-out information.

Relief at last for annuity buyers as gilt yields inch higher. Are emerging markets worth the extra risk? And how to minimise the impact of inheritance tax?  See acast.com/privacy for privacy and opt-out information.

The 0 per cent mortgage - what's the catch? The hidden costs of investing - how much is your portfolio costing you each year? And what to do if your workplace pension scheme is transferred to an insurance company?  See acast.com/privacy for privacy and opt-out information.

Coming soon to your Isa - shares from Aim. Investing for the very long term - what will the world look like in 2050? And the debate about gold - should private investors own it at all?  See acast.com/privacy for privacy and opt-out information.

We look at the changing face of buy-to-let lending. We also expose widespread confusion over the care fees cap - we look at what is and what is not included. And we look at the overseas companies on Britain's stock market in the week that two Russian-backed mining firms are removed form the FTSE 100 index  See acast.com/privacy for privacy and opt-out information.

A tumultuous week for banks and bankers - but what does it mean for savers and borrowers? One of Britain's best-known fund managers admits defeat in China. And in an era of low rates and austerity, what exactly is the point of National Savings & Investments  See acast.com/privacy for privacy and opt-out information.

More on how much and when you can contribute to your pension. House prices hit new highes - but how reliable are the indices that measure them? Plus a possible new way to finance long term care.  See acast.com/privacy for privacy and opt-out information.

The FCA rules on promotion of alternative investments - what's in, and what's out. Jim O'Neill on the outlook for emerging markets and China. And how to invest in fine wine  See acast.com/privacy for privacy and opt-out information.

Is your company short-changing you out of your pension? How our inbuilt biases get in the way of rational investment decisions. And how to write a proper will  See acast.com/privacy for privacy and opt-out information.