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Gregory J. Welborn is a partner at First Financial Consulting. He joined the firm in 1991 and has extensive experience in investment consulting and tax planning. Greg was a pioneer in the development of investment consulting services for individual investors. As a respected authority on personal financial issues, he has assisted Kiplinger’s Personal Finance magazine with their annual “Jump-Start Your Retirement Planning Days” event and has lectured extensively.Greg has also been published in several leading newspapers, including The Orange County Register, The Los Angeles Daily News and The Wall Street Journal. He has written on a wide variety of topics, including: Maximizing returns in a down market Securing your financial future The common traps facing bond investors Improving the value of retirement accounts What to teach your children about money Keeping your broker honest How seniors can protect themselves from financial frauds Managing debt loads Greg is a member of the