Seanwes Podcast

70% of Americans live paycheck to paycheck. It shouldn't be like this. You've got to get ahead. In your personal life and with your business, you need to get ahead of barely making it month to month. You're living in stress and you're stuck in Scarcity Mindset. You need money in the bank. At least six months of income. You need enough cash in the bank to cover all of your expenses for six months if nothing was coming in. I call this figure "The New Zero". To calculate it for yourself, take your monthly expenses and multiply them by six. If monthly expenses for you and your family are $5,000, you need $30,000 in the bank (six months). That means if you have less than $30,000, you need to see that as being in the hole. If you have $24,000, think of that as having -$6,000. You are below the minimum threshold. This is not a luxury. This is a necessity. Living paycheck to paycheck in scarcity should not be a reality you accept. It should not be something you get complacent about. It needs to be something you