Ez$ Podcasthosted By Zak Leedom, Cfp®

In this episode of The Retirement Fiduciary, Adam Koós uses the NCAA tournament to explain a simple but powerful investing lesson: most people are drawn to exciting long shots, but long-term success usually comes from sticking with the strongest probabilities. That is true in tournament brackets, and it is just as true in retirement portfolios. Adam walks through why people love Cinderella stories, how higher seeds consistently dominate over time, and what that teaches us about momentum, trend-following, and disciplined portfolio construction. Here's what this means in plain English: building your financial future around low-probability outcomes may feel exciting, but it is rarely a sound strategy. This episode is especially helpful for investors who want to understand why process matters, why prediction is a losing game, and why disciplined decision-making becomes even more important when real money and retirement income are involved. Episode Timestamps: 00:00 – Buckeyes, busted brackets, and why everyone st