Your Real Estate Life

One More Candle, One More Plan — Smarter Mortgage Decisions for the Year Ahead uses a birthday milestone as a financial recalibration point, challenging listeners to align their mortgage strategy with their current stage of life. Michael Harris connects the week’s key economic data—including inflation, GDP, housing activity, and the Federal Reserve’s preferred PCE index—to what it means for rates and planning into March, then shifts to practical structure: improving cash flow, reducing wasted interest, and evaluating equity tools like reverse mortgages and HELOCs with purpose. The message is clear—another year older should mean another year wiser, with a mortgage plan built on preparation, net tangible benefit, and long-term confidence. On this radio program, Michael imparts invaluable advice, financial insights, and practical resources for effectively managing your loans and transforming debt into wealth. While he may not have authored the lending programs you're currently enrolled in, his objective is to e