The Vox Markets Podcast With Justin Waite

Ed Rimmer (CEO) & James Robers (CFO) discuss their H1 2026 results which showed:Financial Highlights:·      Own-Book New Business Origination up 48% to £62.6m (H1 2024/25: £42.2m)·      Gross lending book up 12% to a record £235.3m at 30 November 2025 (30 November 2024: £209.4m)·      Revenue up 4% to £18.8m (H1 2024/25: £18.1m)·      Profit before Tax ("PBT") up 10% to £4.3m (H1 2024/25: £3.9m)·      PBT margin improved by 1% to 23% (H1 2024/25: 22%)·      Earnings Per Share ("EPS") up 7% to 3.47 pence per share (H1 2024/25: 3.24 pence per share)·      Net Assets up 9% to £75.0m at 30 November 2025 (30 November 2024: £69.0m)·      Net Tangible Assets up 14% to £47.2m at 30 November 2025 (30 November 2024: £41.5m)·      Net deals in arrears fell to 4.5% of the gross lending book at 30 November 2025 (30 November 2024: 5.3%)·      Net Bad Debt Write-Offs fell to 1.0% of the average gross lending book at 30 November 2025 (30 November 2024: 1.2%)·      Unearned income up 13% to £29.6m at 30 November 2025 (30