Tearsheet Podcast: The Business Of Finance

Welcome to The Tearsheet Podcast, where we go deep into the ever-evolving world of modern financial services with the people making it happen. I'm your host, Tearsheet editor, Zack Miller, and in today's episode, we're diving into the digital banking landscape, its transformation, and how financial institutions are adapting to this new ecosystem.  Joining me is Tim O'Connor, Principal at Deloitte in the United States, practice leader in digital banking and payments. He’s also responsible for Deloitte’s investments in assets and product around banking. In this conversation, we'll explore the journey of modern banking technology, from its monolithic roots to the dynamic, composable ecosystem we see today. We'll discover the driving forces behind this transformation and how supply and demand have played a role. Tim will share valuable insights into the approaches banks are taking to adopt these new technologies, from creating entirely new digital brands to coexisting with legacy systems. We'll also touch upon