Small Scale Life

The one year anniversary of the record-setting Government Shutdown happened on January 25th, 2020. The anniversary came and went without fanfare by most, but for those of us who were impacted by that particular Shutdown, we remember it all too well. Last year, Julie and I breathed a sign of relief as the Shutdown ended and we realized that we had enough money in our Emergency Fund to survive. This weekend, I toasted Julie as we took a few moments to remember where we were and how far we have come in a year! We have a fully funded Emergency Fund with 6 months of expenses, and Julie and I got there even after going on a trip of a lifetime to Hawaii (which was all paid in cash). Of course, we didn’t start out that way. No, dear Lifers, we did not. We were horrible with money, and Julie and I were in survival mode and living on the edge. It was not the way to operate a household budget and certainly injected a lot of stress and uncertainty in our lives. It took a lot of time, but we finally came to our sens